These terms of service govern your access to and use of the website, calculators, tools, services, and related features provided by OneToolz (collectively, the "services"). By accessing or using the services, you acknowledge and agree to be bound by these terms of service.

Use of the services

The services are currently provided free of charge. OneToolz makes reasonable efforts to maintain the availability, security, and reliability of the platform and its services.

However, uninterrupted availability cannot be guaranteed. The services may become temporarily unavailable due to maintenance activities, software updates, technical issues, network disruptions, third party service interruptions, security incidents, or other circumstances beyond reasonable control.

OneToolz shall not be responsible for any inconvenience, interruption, loss of data, loss of business, loss of revenue, or other damages arising from the temporary or permanent unavailability of any part of the services.

Fees and charges

The services are currently offered without charge. However, OneToolz reserves the right to introduce fees for certain calculators, tools, features, subscriptions, premium functionality, or usage based services in the future.

Any applicable fees, pricing structures, subscription terms, billing arrangements, or payment conditions will be clearly communicated before any charges are incurred.

Acceptable use

You agree to use the services only in a lawful and responsible manner and not to engage in activities that may interfere with the operation, security, integrity, or availability of the platform.

Prohibited activities include, but are not limited to:

• Attempting to reverse engineer, copy, extract, scrape, reproduce, or exploit any part of the services or underlying systems
• Conducting unauthorized security testing or attempting to bypass security measures or access controls
• Using automated systems or excessive requests in a manner that adversely affects platform performance or availability
• Uploading, transmitting, distributing, or introducing malicious software, malware, viruses, or other harmful content
• Using the services to harm, deceive, harass, abuse, disrupt, or interfere with other users, systems, networks, or services

OneToolz reserves the right to restrict, suspend, or terminate access to the services where a user is found to be in violation of these terms or is engaged in suspicious, abusive, or unlawful activity.

Financial calculators disclaimer

Financial calculators, estimators, projections, planning tools, and related resources made available through the services are provided solely for informational and educational purposes.

Results generated by these tools are based on assumptions, formulas, and information available at the time of calculation and may not accurately reflect actual financial outcomes, market conditions, taxation requirements, lending policies, regulatory changes, or legal obligations.

Nothing contained within the services shall be construed as financial, investment, legal, accounting, tax, or professional advice. Users should seek advice from appropriately qualified professionals before making financial, investment, business, or legal decisions.

Affiliate products and services

The services may contain references to affiliated products, services, promotional offers, sponsored content, recommendations, or third party commercial opportunities that may be relevant to certain tools, calculators, or topics available on the platform.

Any decision to access, engage with, subscribe to, or purchase such products or services is made entirely at the user's own discretion.

The availability, quality, accuracy, pricing, fulfillment, delivery, customer support, effectiveness, and performance of such products or services remain solely the responsibility of the respective provider, company, merchant, or brand offering them.

OneToolz does not guarantee, endorse, or warrant the suitability, accuracy, or reliability of affiliated offerings and shall not be liable for any disputes, claims, losses, damages, or issues arising from their use.

Intellectual property

Unless otherwise stated, the services, including their content, design, software, functionality, branding, text, graphics, and other materials, are owned by or licensed to OneToolz and are protected by applicable intellectual property laws.

Access to the services does not grant any ownership rights or licenses to users except for the limited right to use the services in accordance with these terms.

Limitation of liability

The services are provided on an "as is" and "as available" basis without warranties, representations, or guarantees of any kind, whether express, implied, statutory, or otherwise.

To the fullest extent permitted by applicable law, OneToolz shall not be liable for any direct, indirect, incidental, consequential, special, exemplary, or punitive damages arising from or relating to the use of, inability to use, or reliance upon the services.

Indemnification

By using the services, you agree to indemnify, defend, and hold harmless OneToolz, its operators, affiliates, contractors, service providers, and representatives from and against any claims, liabilities, damages, losses, expenses, costs, or legal fees arising out of or relating to:

• Your use or misuse of the services
• Your violation of these terms of service
• Your violation of applicable laws, regulations, or the rights of any third party

Privacy policy

Your use of the services is also subject to the privacy policy, which describes how information is collected, processed, stored, and protected.

Changes to these terms

OneToolz reserves the right to modify or update these terms of service at any time to reflect changes in the services, business operations, legal requirements, security practices, or regulatory obligations.

Any revised version of these terms will be published on this page and will become effective upon publication unless otherwise stated.

Governing law and jurisdiction

These terms of service shall be governed by and construed in accordance with the laws of India.

Any dispute, claim, or controversy arising out of or relating to these terms of service or the use of the services shall be subject to the exclusive jurisdiction of the competent courts in Shillong, Meghalaya, India.

Contact us

If you have any questions, concerns, requests, or comments regarding these terms of service, please contact us through our designated contact page. Reasonable efforts will be made to review and respond to applicable inquiries in a timely manner.